The easiest way to determine the best car insurance companies around is to check customer reviews so you can find the companies that excel in a particular area. Since there are many excellent car insurance companies in the United States, we will pick the ones that offer the most benefit to car owners in terms of rates.
Geico
Geico is an established car insurance company that has been around for a long time and has excellent reviews that reflect customer satisfaction. Like all car insurance companies, they have pros and cons that need to be established to determine why it’s an excellent insurance company.
Geico has excellent rates for drivers who have speeding tickets and poor credit, which means that such people have an advantage if they choose Geico. It also offers forgiveness to drivers prone to accidents and has decent rates for aged and young drivers.
This car insurance company is also a preferred choice of many because they allow drivers to use a program called DriveEasy to lower their insurance rates by prioritizing optimal driving habits. There are also barely any complaints made about Geico to state insurance departments.
It should be known that Geico has high rates for drivers caught driving under the influence. It also doesnot have excellent coverage features that many drivers need, such as car replacement or rideshareinsurance.
Nationwide
Nationwide is a car insurance company with excellent customer reviews and is up there on the list with other top companies. It has great insurance rates for teen drivers, which is a sigh of relief for parents who fail to find decent rates at any other car insurance company.
The premiums drivers are entitled to pay aren’t too high, especially for those with poor credit. Nationwide also forgives accidents and has car replacement and vanishing deductible policies.
SmartRide is a program that offers drivers the chance to reduce car insurance rates, provided their driving habits are optimal. It is worth mentioning that they have high rates for drivers who are prone to injure others during an accident and those who get caught driving under the influence.
Travelers
Travelers is another great car insurance company with a very low complaint level, reflecting how good they are to their customers. It has an excellent price for loan insurance at only $39, making it affordable to the general public.
Forgiveness is offered for those who get involved in car accidents and also for minor violations. Travelers offer a program called IntelliDrive, which allows drivers to avail themselves of discounts if they have safe driving habits.
Final Verdict
Since many of the top car insurance companies have their pros and cons, the matter of choice is mainly dependent on drivers’ personal circumstances. People with DUIs on their records may find it difficult to find reasonable rates at any car insurance company. In contrast, others may have an advantage by choosing the company that reflects their particular situation.